Filling cost

Cavity filling cost without insurance

A tooth-colored (composite) cavity filling costs about $150–$350 for one surface on a back tooth, $190–$410 for two surfaces and $230–$480 for three, at national self-pay prices. A silver (amalgam) filling costs $130–$360.

Without Insurance Cost editorial teamUpdated 13 sources

Estimator

Filling cost estimator

Choose the filling, your area and how many teeth

Typical self-pay price$290range $190–$410
Dental school clinicabout $150University of Maryland student clinic, 2025 fee list
Self-pay price range
  • Low $190
  • Typical $290
  • High $410
Typical price for each part
D2392 Composite filling, back, 2 surfaces$190–$410
Total range$190–$410

How it is calculated. National low, typical and high fee for the filling code (D2330 front composite, D2391–D2393 back-tooth composites by surface, D2140–D2150 amalgam) × number of teeth × your area's geographic adjustment factor. See the methodology.

Cavity filling cost by surface and material

Cavity filling cost rises with the number of tooth surfaces the filling covers: a one-surface composite on a back tooth typically runs $230, while a three-surface one runs $340. A surface is one face of the tooth (chewing side, cheek side, tongue side, front or back contact), and dentists bill each combination under its own code, so ask how many surfaces your cavity involves.

Self-pay filling prices per tooth, U.S. national average (2026 dollars)
FillingLowTypicalHighBasis
Composite, front tooth, 1 surface D2330$150$230$320Published fee data
Composite, back tooth, 1 surface D2391$150$230$350Published fee data
Composite, back tooth, 2 surfaces D2392$190$290$410Published fee data
Composite, back tooth, 3 surfaces D2393$230$340$480Published fee data
Amalgam (silver), 1 surface D2140$130$200$280VA-scaled range
Amalgam (silver), 2 surfaces D2150$160$250$360VA-scaled range

The composite rows rest on the ADA Survey of Dental Fees: the 2022 survey put a filling at about $213 per tooth in 2024 dollars (middle half $176–$248), and the 2020 survey put a three-surface back-tooth composite at about $295.[1][2] We brought both to 2026 dollars with the dental services price index.[3] For amalgam, the VA's 2026 schedule of reasonable dental charges puts the 80th-percentile U.S. charge at about $241 for one surface (D2140) and $308 for two (D2150); our ranges scale those figures to typical fees the same way our sourced codes compare with them.[5] The University of Maryland dental school's student clinic charges about $93 and $112 for the same codes.[6]

How much will a filling cost without insurance, with the exam?

Expect the visit to cost more than the filling alone, because a new problem is usually diagnosed with an exam and at least one X-ray first. In 2024, the median self-paid dental visit for fillings or crowns cost $342, and one in four cost $838 or more, according to the federal Medical Expenditure Panel Survey.[4] If you are due for a checkup anyway, the exam and bitewing X-rays may be bundled into that visit instead; see dental cleaning, exam and X-ray prices.

Worked example: two fillings in Atlanta

Two two-surface composite fillings on back teeth in Atlanta typically cost about $590, or about $745 with a problem exam and one X-ray. Atlanta's geographic adjustment factor is 1.030.

Two back-tooth fillings in Atlanta (typical self-pay fees)
Line itemCodeTypical
Problem-focused examD0140$115
Single X-rayD0220$40
Composite, 2 surfaces × 2 teethD2392$590
Total$745

Why one tooth filling price is higher than another

What changes the tooth filling price without insurance
FactorEffectWhy
Number of surfacesEach extra surface adds about $50–$60 at typical feesBigger cavity, more material and chair time
Front vs back toothBack teeth cost a little moreHarder to reach and isolate; heavier chewing load
Composite vs amalgamAmalgam is usually cheaperTooth-colored resin is placed in layers and takes longer
Your areaBelow or above the national averageRent and staff wages; the estimator applies your area's factor
List price vs cash priceInsurers pay about 72% of listSelf-pay patients are often quoted the full list price[7]

When a cavity is so large that little tooth is left, a dentist may recommend a crown instead; compare with crown cost. A cavity that reaches the nerve can need a root canal, priced on the root canal cost page.

Common mistakes with filling quotes

  • Getting a price "per filling" without the surface count. A one-surface and a three-surface filling on the same tooth differ by about $110 at typical fees.
  • Waiting until it hurts. Cost is a common reason to delay: in 2025, 12.9% of Americans, and 17.0% of adults aged 19–64, said they did not get needed dental care because of cost.[8] Ask about a payment plan before you postpone.
  • Not asking for the cash price. Offices set one list price, but many will tell you what they accept from self-pay patients if you ask before treatment.

Ways to pay less for a filling

  1. Use a community health center. Health centers must offer a sliding fee discount based on income, with the full discount at or below the poverty line.[11] See sliding scale clinics.
  2. Try a dental school. Clinics may charge reduced rates, with students supervised by licensed dentists.[9][10]
  3. Ask for a written estimate with the codes and surfaces before treatment; uninsured patients have a right to a good faith estimate for scheduled care.[12]
  4. Group several fillings into one visit when your dentist agrees, so you pay for one exam and one set of X-rays.
  5. Pay with HSA or FSA money. The IRS lists fillings among deductible dental expenses.[13] An interest-free office plan is the next best option: see dental payment plans.

Tooth pain on a weekend?A filling can usually wait for a regular appointment, but swelling or severe pain cannot. See what an emergency dentist costs without insurance.

Frequently asked questions

How much is a cavity filling without insurance?

About $150–$350 for a one-surface tooth-colored filling on a back tooth, $190–$410 for two surfaces and $230–$480 for three, at national self-pay prices. A front-tooth one-surface filling runs about $150–$320.

What is the tooth filling cost without insurance for a silver filling?

About $130–$280 for one surface and $160–$360 for two. These scale the VA's 2026 reasonable-charge schedule (about $241 and $308 at the 80th percentile) to typical fees.[5]

How much will a filling cost without insurance if I also need an exam?

Add about $110 for a problem-focused exam and $40 for a single X-ray at typical national fees. The 2024 median self-paid visit for fillings or crowns was $342.[4]

Is a filling cheaper at a dental school?

Usually. The ADA says school clinics may offer reduced rates and some limit charges to the cost of materials, but visits take longer.[9]

Sources

  1. Oral Health Impact and Cost-Effectiveness of Resealing First Permanent Molars (2022 ADA fee survey in 2024 dollars) · AJPM Focus, April 2025
  2. Irreversible pulpitis in mature permanent teeth: a cost-effectiveness analysis of pulpotomy versus root canal treatment (fees from the 2020 ADA Survey of Dental Fees) · BMC Oral Health, February 28, 2024
  3. Consumer Price Index, dental services, U.S. city average (series CUUR0000SEMC02) · U.S. Bureau of Labor Statistics, October 2026 data
  4. MEPS HC-254B: 2024 Dental Visits public-use file · Agency for Healthcare Research and Quality, May 2026 (2024 data)
  5. Reasonable Charges v5.26, Table I: Outpatient Dental Professional Nationwide Charges (80th percentile of charges; FAIR Health dental data and other sources) · U.S. Department of Veterans Affairs, Veterans Health Administration, January 1, 2026
  6. Fee Schedule (Clinic Manual, Patient Administration), student clinic column · University of Maryland School of Dentistry, revised August 1, 2025
  7. Pricing in commercial dental insurance and provider markets (Nasseh, Bowblis, Vujicic) · Health Services Research 56(1):25–35, February 2021
  8. Places to Look for Affordable Dental Care · American Dental Association (MouthHealthy), 2026
  9. Finding Dental Care · National Institute of Dental and Craniofacial Research (NIH), reviewed December 2024
  10. Health Center Program Compliance Manual, Chapter 9: Sliding Fee Discount Program · HRSA Bureau of Primary Health Care, updated March 20, 2025
  11. Good faith estimate guide (No Surprises Act, uninsured and self-pay patients) · Centers for Medicare & Medicaid Services, October 5, 2026
  12. Publication 502 (2025), Medical and Dental Expenses · Internal Revenue Service, page last reviewed April 30, 2026